What Does Car Insurance Cover in Georgia?
All Georgia drivers are required to have car insurance. While the state has certain minimum coverage requirements, there are other coverage options that are available at different rates by various providers.
Liability: The Minimum Requirement
Minimum liability coverage is required under state law. This coverage is intended to pay for damages to people or property (including other vehicles) that you are responsible for in a wreck.
Other Coverage Options
Some of the other coverage offered by insurance companies include:
- Comprehensive: Coverage for non-wreck related damage caused to your car or truck by weather or vandalism
- Collision: This coverage is specifically intended to pay for damages caused in a wreck
- Uninsured Driver: This coverage will help cover damages incurred if an uninsured driver is liable for a wreck
- Rental Car: If you need another vehicle while yours is being repaired, rental car coverage will compensate for that expense