Driver with No Insurance in Georgia
It is against the law to drive without insurance in Georgia. Our state has mandatory minimum coverage requirements that must be met in order for a driver to legally operate his or her vehicle.
Ensuring You’re Insured
The Georgia Department of Driver Services (DDS) uses two separate databases to check for insurance coverage:
- GRATIS: Georgia Registration and Title Information System
- GEICS: Georgia Electronic Insurance Compliance System
Insurance companies are required by law to report policy information to the state, which is filed in these systems. If there is a change in your insurance status, it is updated to notify DDS.
If your insurance is cancelled or if you do not renew your policy, you can be subject to fines or a suspension of your license. If you still do not comply by insuring your vehicle, you will not be able to renew its registration. Driving without insurance and registration could result in even more serious penalties if you are pulled over.
Wreck with an Uninsured Driver
Even though it is against the law to drive without insurance in our state, some drivers still do it. As a result, you may want to consider adding uninsured driver coverage to your policy to protect you in the event of a wreck with an uninsured driver.